Terms of Service

1 Acceptance of Terms

By creating an account or using SplitDolla, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use the Service.

2 Description of Service

SplitDolla is an expense tracking and splitting tool that helps groups of people manage shared expenses. We provide:

• Expense logging and categorization
• Group management and invitations
• Balance calculations and settlement suggestions
• Integration links to third-party payment services (e.g., Venmo)

⚠️ Important: SplitDolla does not process payments, transfer money, or act as a financial institution. We are a record-keeping tool only.

3 User Accounts & Responsibilities

You agree to:

• Provide accurate and complete registration information
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized account access
• Accept responsibility for all activities under your account
• Be at least 18 years old (or the age of majority in your jurisdiction)

4 Acceptable Use

You agree NOT to:

• Use the Service for any unlawful purpose
• Provide false, misleading, or fraudulent information
• Impersonate any person or entity
• Interfere with or disrupt the Service or servers
• Attempt to gain unauthorized access to any accounts or systems
• Use automated systems to access the Service without permission
• Harass, abuse, or harm other users

5 Financial Disclaimer

All actual money transfers between users are your sole responsibility and occur outside of SplitDolla through third-party services.

6 Intellectual Property

The Service, including its design, logos, and content, is owned by SplitDolla and protected by intellectual property laws. You may not copy, modify, or distribute any part of the Service without written permission.

7 Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. You may delete your account at any time through the app settings.

8 Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9 Limitation of Liability

To the maximum extent permitted by law, SplitDolla shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of data or profits
• Financial losses from payment disputes between users
• Service interruptions or downtime
• Errors in expense calculations
• Unauthorized access to your account

10 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of California.

11 Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.

12 Contact Us

For questions about these Terms, please contact us at contact@splitdolla.com